Many situations arise where an insurance company calls the victim almost immediately following an accident, in an attempt to get injured parties to settle an injury claim quickly, and for a nominal amount. In most cases the severity of damage sustained in an accident is not easily determined, and an injured party may suffer soft tissue or latent injuries that do not arise until much later. But, once a settlement agreement is made and tendered with an insurance company, an injured party releases their right to recovery for injuries related to that particular incident. Therefore, before a settlement offer is even discussed, it is extremely important to first know your rights and the extent of your injuries. Contact a Hoboken personal injury lawyer who understand the issues involved in your claim.
Injuries resulting from an auto accident can include such things as: broken bones, contusions, fractures. Soft tissue may relate to neck and back pain affecting the muscles and ligaments. Other related injuries that may occur from an accident are the followingMany New Jersey drivers operate vehicles without any automobile insurance coverage. As a protection against such uninsured motorists, insurance companies provide Uninsured Motorist Coverage. Uninsured Motorist (UM) Coverage provides for payment of certain benefits for damages caused by owners or operators of uninsured vehicles that cause injury resulting from an automobile accident. Such benefits include payment for medical expenses, lost wages, and even pain and suffering.